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Corporate Authorised Representative of Affinia Financial Advisers Limited ABN 13  085  335  397 AFSL 237857

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Estate Planning

Business Insurance

Other Services

Retirement Planning 

By building a plan for how you regularly manage your money, you can reduce the interest you pay to be debt-free sooner.

GRM Advice | Debt Management

Realise a debt-free life, sooner

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Optimise your family budget to ensure you reduce your debt as soon as possible.

Cashflow Management

Critical illness cover can pay a lump sum in the event of a serious illness, such as cancer or a stroke.

Investment Loans

Review your home mortgage to ensure you’re getting the best interest rate for your position.

Home Mortgage

ADVICE BENEFITS

DEBT MANAGEMENT

During our first meeting you can expect to discuss your financial goals and objectives so we can better understand how we can help. We’ll then do a financial health check by going through a series of questions so we can get a picture where you are today. This is also a chance for you to ask us questions about how we can help.

The personal financial advice process will start with us getting to know each other

Initial meeting

Once we’ve identified your goals, the next step in the process is for us to build a deeper understanding of your personal and financial situation. This information, along with our discussion about your goals and objectives, allows us to begin creating a tailored plan for you.

Ensuring we understand the whole picture

Fact Find

After finalising your tailored plan, we’ll present you with a Statement of Advice, explaining our recommendations and ensuring it meets your goals and objectives.

Presenting you with your tailored plan

Plan presentation

The strategies recommended in your Statement of Advice will now be implemented by us. This may also involve us working with our industry partners such as accountants, solicitors and mortgage brokers.

Implementation - where it all comes together

Implementation

It is likely that your financial circumstances, goals and objectives will continue to evolve over time. That is why it’s important for us to contact you periodically to review your situation and update the strategies in place.

DEBT MANAGEMENT

David Gates

David Gates