Contact Box

Corporate Authorised Representative of Affinia Financial Advisers Limited ABN 13  085  335  397 AFSL 237857

Footer

Header

Estate Planning

Debt Management

Other Services

Retirement Planning 

Many families own a business and rely upon it for their income and future wealth goals. So its important to ensure you’re protected against unforeseen events.

GRM Advice | Business Insurance

Manage your business risk with tailored insurance

light

Protecting your business against the potential damage to revenue, operations, or planning caused by the illness or injury relates loss (temporary or permanent) of a critical employee, director or investor

Key Person Insurance

Business succession planning is all about making a provision for the unforseen exit of a business partner due to death, disablement, illness or injury. Akin to creating a “will” for your business.

Business Succession Planning (including Buy/Sell Agreements)

Business Debt Cover is aimed at protecting an entity from potential financial loss in the event of a key man’s death or total disablement. This cover removes the obligation of the business having to rely on cash reserves to repay any debt or loans.

Business Debt Protection

PRODUCT INFORMATION

BUSINESS INSURANCE

During our first meeting you can expect to discuss your financial goals and objectives so we can better understand how we can help. We’ll then do a financial health check by going through a series of questions so we can get a picture where you are today. This is also a chance for you to ask us questions about how we can help.

The personal financial advice process will start with us getting to know each other

Initial meeting

Once we’ve identified your goals, the next step in the process is for us to build a deeper understanding of your personal and financial situation. This information, along with our discussion about your goals and objectives, allows us to begin creating a tailored plan for you.

Ensuring we understand the whole picture

Fact Find

After finalising your tailored plan, we’ll present you with a Statement of Advice, explaining our recommendations and ensuring it meets your goals and objectives.

Presenting you with your tailored plan

Plan presentation

The strategies recommended in your Statement of Advice will now be implemented by us. This may also involve us working with our industry partners such as accountants, solicitors and mortgage brokers.

Implementation - where it all comes together

Implementation

It is likely that your financial circumstances, goals and objectives will continue to evolve over time. That is why it’s important for us to contact you periodically to review your situation and update the strategies in place.

BUSINESS INSURANCE

David Gates

David Gates